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  <title>Le Coin · GENIUS Act</title>
  <link>https://lecoin.news/tag/genius-act/</link>
  <description>The GENIUS Act (U.S. stablecoin law). Le Coin. News on every corner: crypto, DeFi, and beyond. Every story names a primary source, a time and a hash.</description>
  <language>en-us</language>
  <item>
    <title>Prediction markets favor a Democratic House, putting crypto's Washington gains in play</title>
    <link>https://lecoin.news/analysis/2026-10-22-elections-digital-assets/</link>
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    <description>How the 2026 midterms and the 2028 election could shape U.S. digital-asset rules: the stalled Clarity Act, crypto PAC money, candidate records and scenarios, with Kalshi odds as a reference point.</description>
    <category>Analysis</category>
    <category>published</category>
    <pubDate>Thu, 22 Oct 2026 18:42:00 -0400</pubDate>
  </item>
  <item>
    <title>J.P. Morgan's asset manager puts two cash funds on Solana</title>
    <link>https://lecoin.news/protocols-policy/2026-10-22-jpmam-mony-jltxx-solana/</link>
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    <description>J.P. Morgan Asset Management says its tokenized money market funds MONY and JLTXX, the second built for stablecoin issuers' reserves, are now available on Solana to qualified U.S. investors.</description>
    <category>Protocols &amp; Policy</category>
    <category>published</category>
    <pubDate>Thu, 22 Oct 2026 16:33:35 -0400</pubDate>
  </item>
  <item>
    <title>Evening brief: Ireland fines Coinbase's EU arm, Robinhood says Dubai approved it</title>
    <link>https://lecoin.news/briefs/evening-brief-2026-10-22/</link>
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    <description>The Central Bank of Ireland fined Coinbase Ireland Limited €3,252,618 over customer-money safeguards, Robinhood said it received Dubai authorization for a 2027 launch, and a Circle shareholder sued Trump and World Liberty.</description>
    <category>Briefs</category>
    <category>published</category>
    <pubDate>Thu, 22 Oct 2026 16:26:25 -0400</pubDate>
  </item>
  <item>
    <title>SoFi puts a bank deposit on-chain and says it is no stablecoin</title>
    <link>https://lecoin.news/markets/2026-10-22-sofi-sofie-tokenized-deposit/</link>
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    <description>SoFi's product terms describe SOFIE as a deposit liability of SoFi Bank and keep it apart from SOFID, the bank's payment stablecoin, a line the new federal stablecoin rule also draws.</description>
    <category>Markets</category>
    <category>published</category>
    <pubDate>Thu, 22 Oct 2026 09:22:55 -0400</pubDate>
  </item>
  <item>
    <title>Evening brief: OCC finalizes its GENIUS Act stablecoin rule, Standard Chartered agrees to buy Zodia Custody, bitcoin ends 2.36% above Tuesday</title>
    <link>https://lecoin.news/briefs/evening-brief-2026-10-21/</link>
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    <description>The OCC adopted its final rule for stablecoin issuers under the GENIUS Act, Standard Chartered signed agreements to take full ownership of crypto custodian Zodia Custody, solana's Alpenglow upgrade went live at about 9:36 a.m. ET, and bitcoin was at $84,448.57 at the 4:00 p.m. ET close of the US session, 2.36% above Tuesday's close, per CoinGecko.</description>
    <category>Briefs</category>
    <category>published</category>
    <pubDate>Wed, 21 Oct 2026 16:31:45 -0400</pubDate>
  </item>
  <item>
    <title>Bank regulator sets stablecoin rules that take effect January 18</title>
    <link>https://lecoin.news/protocols-policy/occ-genius-stablecoin-final-rule-2026-10-21/</link>
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    <description>The OCC's final GENIUS Act rule tells banks and would-be issuers how to run a dollar stablecoin, drops a proposed test on yield payments through partners, and leaves money-laundering rules and the application window for later.</description>
    <category>Protocols &amp; Policy</category>
    <category>published</category>
    <pubDate>Wed, 21 Oct 2026 08:29:16 -0400</pubDate>
  </item>
  <item>
    <title>Banks and crypto firms split on stablecoin copies in Treasury comments</title>
    <link>https://lecoin.news/protocols-policy/genius-sec3-wrapping-comments/</link>
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    <description>Bank groups want Treasury's GENIUS Act rule to stop wrapped stablecoins from slipping past it; crypto and payments firms want bridging judged by what holders actually own.</description>
    <category>Protocols &amp; Policy</category>
    <category>published</category>
    <pubDate>Tue, 20 Oct 2026 13:19:50 -0400</pubDate>
  </item>
  <item>
    <title>Tether's USDT: what backs the dollar token and who can redeem it</title>
    <link>https://lecoin.news/learning-hub/usdt/</link>
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    <description>Tether says each USDT is redeemable for one dollar, and BDO checked its reserves as of June 30, 2026, but only verified customers can redeem.</description>
    <category>Learning Hub</category>
    <category>published</category>
    <pubDate>Fri, 16 Oct 2026 20:34:51 -0400</pubDate>
  </item>
  <item>
    <title>Stripe Expands Stablecoin-Backed Cards to Five Currencies, Plasma Signs On</title>
    <link>https://lecoin.news/markets/2026-10-15-stripe-plasma-multicurrency-cards/</link>
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    <description>Stripe says its stablecoin card infrastructure will support USD, BRL, EUR, MXN and COP, and that Plasma is moving to that infrastructure to co-develop multi-currency cards. No fees, issuer, card network or launch date were given.</description>
    <category>Markets</category>
    <category>published</category>
    <pubDate>Thu, 15 Oct 2026 10:01:34 -0400</pubDate>
  </item>
  <item>
    <title>USDC</title>
    <link>https://lecoin.news/learning-hub/usdc/</link>
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    <description>USDC is a dollar token issued by Circle Internet Financial, LLC, and runs on many blockchains.</description>
    <category>Learning Hub</category>
    <category>published</category>
    <pubDate>Mon, 12 Oct 2026 22:05:12 -0400</pubDate>
  </item>
  <item>
    <title>Morning brief: bitcoin, ether and solana rise into Columbus Day, and the CFTC proposes treating event contracts as swaps</title>
    <link>https://lecoin.news/briefs/morning-brief-2026-10-12/</link>
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    <description>Majors are higher on Coinbase since Friday's U.S. close but have given back part of the weekend gain, spot ether ETFs logged a ninth straight outflow day on Friday, and Evernorth's XRPN is set to start trading on Nasdaq Monday.</description>
    <category>Briefs</category>
    <category>published</category>
    <pubDate>Mon, 12 Oct 2026 08:54:16 -0400</pubDate>
  </item>
  <item>
    <title>Le Coin analysis: A credit card routing bill could give banks a reason to pick a stablecoin lane, or a lane nobody uses</title>
    <link>https://lecoin.news/protocols-policy/ccca-stablecoins-2026-10-08/</link>
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    <description>The Credit Card Competition Act would let merchants choose the network for a credit card payment. Le Coin's analysis: a covered bank will switch on the second network that still pays it. An independent stablecoin rail could pay it either way: interchange on Visa or Mastercard, distribution payments while coins stay outstanding on its platform. Debit routing shows the other path.</description>
    <category>Protocols &amp; Policy</category>
    <category>published</category>
    <pubDate>Fri, 09 Oct 2026 02:52:00 -0400</pubDate>
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